Children are automatically covered when your client chooses an HSBC Life Critical Illness or Critical Illness Plus policy. 

Benefits include:  

• Access for children to certain added value health benefits [Link to page] 

• Children’s bereavement benefit of £5,000 on Critical Illness, £10,000 on CI Plus 

• Clients with Critical Illness Plus cover gain Children’s Hospital Benefit: £100 per day where a dependent child is required to stay in hospital between 7 and 30 consecutive nights

Critical Illness Cover: 

• Children are covered from 30 days up to age 21 

• Children’s cover lower of £25,000 or 50% of sum insured (for Adult Full payment conditions) 

• Children’s cover lower of £25,000 or 25% of sum insured (for Adult Additional payment conditions) 

• No GP reports required 

CI Plus  

• Children are covered from birth up to age 23 

• Children’s cover lower of £50,000 or 50% of sum insured (for Adult Full payment conditions) 

• Children’s cover lower of £30,000 or 50% of sum insured (for Adult Additional payment conditions) 

• No GP reports required 

• What illnesses and conditions are covered 

HSBC Life Critical Illness and Critical illness Plus Policy Summary

HSBC Life Standalone Critical Illness Cover Target Market

HSBC Life Enhanced Digital Underwriting Factsheet