Technical Centre
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Taxation of bonds
The HSBC Life Onshore Investment Bond offers a tax-efficient way of investing, with different tax treatment for clients who hold collective investments within the HSBC Life Onshore Investment Bond than through a General Investment Account.
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Wrapper Comparison Tool
Our calculator gives advisers a demonstration of the comparative returns from various collectives and bonds. It should not be taken as offering advice or recommendation.
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Inheritance Tax Calculator
Calculate potential IHT liabilities with options to explore the impact of gifting strategies for individuals.
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Shareholder Rights Directive
Setting out the HSBC Life investment strategy and arrangement with asset managers.
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Trust decision tree
Gift Trust, Discounted Gift Trust or Loan Trust? Find out which meets your client’s needs. Use our simple tool to establish what’s best for your client.
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Loan Trusts
A method of investing capital and removing the growth from a client’s estate, whilst receiving regular loan repayments to supplement income. Find out how a Loan Trust works, how to set one up, plus all the key benefits.
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Gift Trusts
A method of investing capital and removing it from a client’s estate for IHT purposes. Find out how a Gift Trust works, how to set one up, plus all the key benefits.
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Discounted Gift Trusts
A method of investing capital and removing it from a client’s estate, whilst giving access to regular withdrawals. Find out how a Discounted Gift Trust works, how to set one up, plus all the key benefits.