HSBC Life Onshore Investment Bond taken out by individuals and limited companies

The HSBC Life Onshore Investment Bond is an open architecture, tax-efficient investment wrapper designed for financial planning for individuals. The HSBC Life Onshore Investment Bond can also be taken out by limited companies.  

  • The Bond gives your clients access to a flexible, transparent and low-cost way of investing for growth, supplementing income, or passing on assets within an estate planning strategy.

  • The Onshore Investment Bond is an option for UK limited companies to invest spare cash for long-term growth.

Trusts

  • A method of investing capital and removing the growth from a client’s estate, whilst receiving regular loan repayments to supplement income. Find out how a Loan Trust works, how to set one up, plus all the key benefits.

  • A method of investing capital and removing it from a client’s estate for IHT purposes. Find out how a Gift Trust works, how to set one up, plus all the key benefits.

  • A method of investing capital and removing part of it from a client’s estate, whilst giving access to regular withdrawals. Find out how a Discounted Gift Trust works, how to set one up, plus all the key benefits.

Why choose us?

1

Our financial strength

We are HSBC Life (UK) Limited, part of the HSBC Group, one of the world’s biggest banking and financial services organisations. HSBC Life has been working with financial advisers for over 30 years to support them in building their businesses.

2

Easy to do business with

We are dedicated to working with financial advisers and offer you comprehensive levels of support. Our experienced team of Senior Business Development Managers are on hand to help you.

3

Award winning product

HSBC Life’s Onshore Investment Bond product Select and three out of the four* platform versions have a 2023 Defaqto 5 Star Rating and a Defaqto Gold Service rating – for the fourth consecutive year. In April 2024**, Defaqto awarded the HSBC Life Onshore Investment Bonds first place for product design and management. 

Source: Defaqqto *Platform versions with 5 star ratings: M&G Wealth, Succession/Openwork and Fusion Wealth. 4 star ratings: True Potential. 

**Extract from Defaqto Investment Bond Review April 2024 

Doing Business

We work hard to make it easy for you to support your clients,  and their families and their businesses.

Technical Centre

Get technical details about the Bond, Trusts and tax treatment.

Tools and literature

Explore our tools and literature, designed to support your conversations with clients about their needs. 

Learning & Insights

Take a look at our latest reports and tools to assist your advice process and Continuous Professional Development.