Expand your life insurance with the maximum level of Critical Illness Cover, covering you for a total of 90 health conditions.  

With Life Cover plus Critical Illness Ccover you gain both forms of cover on a single plan. Details include:  

• Cover can be purchased for those aged 17 – 69, up to a maximum age at expiry of 80 

• A total of 50 full payment conditions 

• 40 additional payment conditions: £50,000 or 50% of the sum assured paid (whichever is lower), please see our Policy Summary for a full list of the additional conditions covered. 

• Available as level, decreasing and increasing cover types 

• Both single and joint cover options.  

When purchasing cover through an independent financial adviser, HSBC Life also offers an optional ‘Waiver of Premium’ where you won’t have to pay policy premiums if you are unable to work due to an accident, sickness, or you can’t carry out certain activities. This can be taken at an additional cost. 

Having life insurance means that your family will receive money after you’re gone. This money can help take care of them at a difficult time. The money could be used to:  

• cover new costs, such as childcare 

• replace your income so your family can continue to pay the household bills 

• pay off big debts like a mortgage 

Critical illness Ccover can pay you a lump sum if you suffer a stroke or heart attack or are diagnosed with a specified illness. You could then use this to pay your mortgage or rehabilitation costs.  

It could be particularly important if you have family who rely on your salary. Critical Illness Plus gives you the maximum level of protection offered by HSBC Life. Some of the most common conditions covered by our critical illness cover are: 

• cancer – excluding less advanced cases 

• heart attack 

• stroke 

• heart bypass 

• multiple sclerosis 

For a full list of the conditions covered, see the Policy Booklet. You can find a link at this bottom of this page.

HSBC Life and Critical Illness / Plus Policy Summary

HSBC Life and Critical Illness / Critical Illness Plus Policy Summary