Helping to future proof your client’s financial future

The HSBC Onshore Investment Bond can potentially be used to meet the changing financial needs of clients as they progress through life.

Meeting their needs with the HSBC Onshore Investment Bond

  • If the bond has additional lives assured it can continue and assist with distribution and taxes as per clients wishes
  • If the bond is held in trust then Inheritance Tax-free distributions as per client wishes are possible
  • Bond ownership transfers to beneficiaries via trustees
  • Surrender the bond and distribute in accordance with the settlor’s wishes if in trust or Will
  • Bond has additional lives assured – continues and assists with distribution/assignment and or lifestyle/legacy planning by appointing a new owner(s)
  • Open Architecture  – Fund strategy can be altered to meet the new owner(s) risk profile
  • Depending upon the ages of remaining lives assured, the bond may continue for further generations

  • • For the bond to continue after the death of the owner
    • For beneficiaries to receive proceeds free of tax.
    • To avoid delays in accessing the bond whilst the Executors wait for probate