HSBC Life Onshore Investment Bond taken out by individuals

HSBC Life Onshore Investment Bond taken out by individuals

Features and benefits

The HSBC Life Onshore Investment Bond provides individual investors with a number of benefits:

  • Access to over 3,800 funds (Investment Trusts, Open Ended Investment Companies, Unit Trusts and Exchange Traded Funds) from more than 200 Fund Managers
  • Multi-life / multi-owner financial planning for up to 10 lives insured and 10 policy owners
  • No maximum age for life assured. Minimum age of applicant is 18 years
  • 100.1% Death Benefit or 120% Accidental Death Benefit
  • Initial investment starting from £15,000. The minimum for additional investments is just £500
  • Range of regular payment withdrawal options – monthly, bi-monthly, quarterly, termly (every 4 months), bi-annually or annually
  • Choice of trust options for estate planning purposes – Discounted Gift Trusts, Gift Trusts and Loan Trusts
  • HSBC Life Onshore Investment Bond can also be taken out by limited companies, for details please visit  HSBC Life Onshore Investment Bond taken out by limited companies 

Learning and insights

There are two ways to access the HSBC Onshore Investment Bond

  • Available through a selected number of platforms including M&G Wealth, IFDL, Fusion and True Potential. Discretionary Fund Management (DFM) propositions can be accessed through this route. Please note you will need a relationship with the platform provider and their charges will apply.

  • Accessed directly from HSBC Life.

Important information

Our bond is not designed for non-UK taxpayers, non-UK residents or short-term (less than 5 years) investors. The value of investments can fall as well as rise and your client may not get back what they invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. HSBC Life (UK) Limited cannot be held responsible for the investment performance of your client’s bond. The value of any tax benefits described depends on your client’s individual circumstances. Tax rules and rates may change in the future. HSBC Life (UK) Limited cannot be held responsible for any future changes in legislation.

Documents Accessibility

To find out more about our accessible services or if you would like some of the documents in another format such as large print, Braille, Text relay or audio, please write to us at HSBC Life (UK), Administration Office, PO Box 1053, St Albans, AL1 9QG, call us on 0345 6039164, or contact your Adviser.

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